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Product Information
Plan No. 861
Table No. 861 : Bachat Plus
Product Info & Benefits:
  • LIC’s Bachat Plus plan offers the Life cover, Savings & Single or Limited Premium
  • This plan offers Sum Assured at regular intervals depending on the term of the policy that customer choose
  • This plan has an option of choosing the Accidental Life cover & Disability Benefit
  • Death Benefit:

    Single Premium

    Option A

    10 times of Tabular Premium for the chosen Basic Sum Assured

    Option B

    1.25 times of Tabular Premium for the chosen Basic SA

    Limited Premium

    Option 1

    Higher of

    · 10 times of (Tabular Premium for the chosen Basic SA” plus modal loading, if any); or

    · Guaranteed Sum Assured on Maturity i.e Basic SA

     

    Option 2

    Higher of

    · 7 times of (“Tabular Premium for the chosen Basic SA” plus modal loading, if any); or

    · Guaranteed Sum Assured on Maturity i.e Basic SA

     

     

     
  • LIC also offers the discount in the premium in case the mode of payment is Yearly and also in case of high sum assured
  • The loan is also available to the policyholder after the completion of 1 year of the policy
  • Settlement option available on Maturity and Death in Installments of 5,10 or 15 Years
 

Single Premium

Limited Premium

Minimum Age @Entry

90 Days

90 Days

90 Days

40 NBD

Maximum Age @Entry

44 NBD

70 NBD

60 NBD

65 NBD

Minimum Age @Maturity

 

18 Years Completed

 

 

Maximum Age @Maturity

65 NBD

80 NBD

75 NBD

80 NBD

Policy Term

Up to Age 40 years

10 to 25 years

 

 

 

From Age 41 to 44 years

10 to 16 yrs

10 to 25 yrs

10 to 25 yrs

Premium Paying Term

Single

5 years

Basic Sum Assured

1,00,000

1,00,000

Riders

AD & DB Rider

Term Assurance Rider

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